It's Friday, and Christmas is just a few days away. But instead of feeling cheery and excited, I am feeling kind of down. I think the economy has me worried.
Just a few days ago, I was thinking to myself, "You know the news keeps talking about tough times but I haven't felt it yet, thank the Lord." But now...yea, not feeling so confident.
A friend of mine works at FedEx, and if you saw yesterday's news, you know the company is cutting salaries across the board by 5-percent and no longer matching 401k funds. OUCH. Another friend of mine, a respected attorney, will soon be losing her job. AND, I have heard rumors that my hubby's employer will start lay-offs soon too. Times are scary.
Realization hit me today. The economy won't improve overnight.
I am not sure how I can cut my family's budget to save a few bucks. We already live pretty tight. I don't have a gym membership, or a maid, or a lawn service. I already buy "generic" at the grocery store.
Is there something I am missing? What have you done to save a few dollars?